Cash flow

What cash flow shows

The cash flow page charts your income versus spending over time, so you can see whether you're ahead or behind for any period. Pick the time range you care about — this month, last quarter, the year.

Three ways to break it down

Cash flow can be grouped by category, by category group, or by merchant — each row drills into its own detail view with a chart and the underlying transactions. Category answers "what am I spending on?"; merchant answers "who am I giving money to?".

Controlling what counts

By default, movements between your own accounts that Zypper has linked don't count as income or spending. Cash flow settings let you choose how transfers are treated — including which transfer categories to show — so the picture matches how you think about your money. Amounts always come from your categorized transactions, so accurate categorization (helped by rules) keeps cash flow accurate.

Cash flow counts spending differently from your budget, so the two totals often differ; see Why spending and budget totals differ.