Zypper
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Bills & Recurring

Know every bill before it lands.

Zypper spots subscriptions, bills and recurring income in your transactions, with nothing to enter by hand. See each one’s frequency, next expected payment and status. We’ll even remind you before it arrives.

September 2026$1,351.19 still expected
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ZypperUpcoming payment expectedAT&T · $86.20 · Thu, Sep 24now
Automatic detection

Connect your accounts. The bills find you.

As transactions sync from your connected accounts, Zypper spots the patterns: subscriptions, bills and utilities, recurring income and credit card payments. Each becomes a recurring group with its frequency, next expected payment and amount, and we let you know when new ones are identified. Nothing to enter by hand.

Accounts3 connected
ChaseChecking · Sapphire cardConnected
CitiDouble Cash cardConnected
Bank of AmericaSavingsConnected
Syncs daily
TransactionsSynced 2 min ago
Sep 14NetflixMonthly$15.99
Sep 12PelotonMonthly · new$44.00
Sep 12SpotifyMonthly$9.99
Sep 10Lumon IndustriesEvery 2 weeks+$3,500.00
Sep 8Whole FoodsGroceries$86.41
Sep 6The Home DepotHome$86.12
Sep 1Parkside ApartmentsMonthly$2,100.00
Zypper finds
Recurring11 found
Found in your transactionsNothing entered
PelotonMonthly · Next Oct 12New
NetflixMonthly · Next Oct 14$15.99
SpotifyMonthly · Next Oct 12$9.99
Lumon IndustriesEvery 2 weeks · Next Sep 24+$3,500.00
AT&TMonthly · Next Sep 24$86.20
Parkside ApartmentsMonthly · Next Oct 1$2,100.00
Reminders

A nudge before the money leaves.

Turn on an email before an expected payment arrives, and another when Zypper identifies new subscriptions or bills. Each type has its own toggle in Settings › Notifications, grouped by topic; turn one off and those emails stop at once. The same events show in the in-app notification center.

SettingsNotifications
Finance4 alerts
Upcoming transaction alertsThis alerts you when upcoming payments are expected based on your recurring transactions.Email
Recurring transaction alertsThis alerts you when new recurring transaction patterns are identified.Email
New accounts available alertsThis alerts you when new bank accounts are available to sync through your connected financial institutions.Email
Connection expired alertsThis alerts you when one of your connections to a financial institution is expired and needs to be updated.Email
Zypper7:02 AMUpcoming payment expected
AT&T is expected on Thursday, Sep 24.
AT&TMonthly · Thu, Sep 24$86.20
Open in Zypper
Keeping it accurate

Rename it, drop it, or watch it go quiet.

A cryptic merchant name can be fixed and a group that isn’t really recurring can be deleted. And when a subscription you canceled stops charging you, its group goes quiet, a useful confirmation that the cancellation stuck.

APPLE.COM/BILLMonthly · Next Oct 3$2.99
MerchantApple
Apple becomes the merchant for the group and every transaction in it
Rename the cryptic onesA merchant string like APPLE.COM/BILL can be given its real merchant. Zypper sets it on the group and on every transaction in it, and everything else about the group stays put.
The Home DepotMonthly · Next Oct 6$86.12
Remove recurring groupAre you sure you want to delete this recurring group? This will permanently unlink all transactions from the group and the recurring pattern will not be identified again.
CancelRemove
Delete what isn’t recurringA few coincidental purchases can look like a pattern. Remove the group and the pattern won’t be identified again; the transactions themselves stay, just unlinked.
HuluWas monthly · Last seen Jul 12Inactive
MarAprMayJunJulAugSep
Nothing since July · the cancellation stuck
Watch a cancellation stickWhen a subscription you canceled stops charging you, its group goes quiet. Inactive means exactly what you hoped: nothing has been charged since.
FAQ

Recurring questions, answered.

More in the help center

Your money, accounted for.

Connect your banks, cards and brokerages in minutes. Cancel anytime.

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12,000+ institutionsDaily syncFrom $7.92 a month