Ask about your money. It does the math.
The assistant reads your accounts, transactions, budgets and bills, then answers with your actual figures, in plain words or a chart. It can make changes for you too, and nothing changes until you approve it.
Why was my spending higher than usual last month?
September came to $4,862, which is $736 more than your six‑month average. Almost all of it was the Asheville trip: $612 for the Delta flight and the Airbnb, plus $96 more than usual on dining out.
If it’s in your accounts, just ask.
Spending, budgets, bills, income and net worth. Ask the way you’d say it out loud, and follow up the way you would with a person: “And the month before that?”
It reads before it answers.
Every answer starts in your data, worked out with the same calculations as your dashboard, so the figures in the chat match the ones on your pages. Each step it takes appears in the chat, so you can see exactly what it looked at.
- DateLast month
- TypeSpending
- OrderLargest first
87 matching transactions · $4,862.00 in total
September came to $4,862. Housing was nearly half of it, and the trip put Travel third:
It makes the change. You make the call.
Tell it what needs fixing, like “that Costco charge was gas” or “always file Venmo as transfers,” and it lines up the change. You see exactly what will change, and nothing happens until you approve it.
Set my dining out budget to $300 starting next month.
Your Dining out budget is $250 a month. Here’s the change, from November on:
- Set a monthly budget
- Change one month
- Set your Flex budget
- Auto set from your spending
- Create
- Rename
- Archive
- Turn on rollover
- Add to Flex
- Recategorize
- Add tags and notes
- Split
- Leave out of the budget
- Mark reviewed
- Create a rule
- Apply it to past transactions
- Mark inactive
- Dismiss a price change
- Dismiss a missed payment
- Rename
- Leave out of the budget
- Refresh a connection
Some answers are better drawn.
Ask to see it and the assistant charts it from your data: spending by month, a category over time, your net worth this year. Bars, lines, areas and donuts, and any chart switches to a table when you want the exact figures.
Chart my net worth this year. How much has it changed?
Your net worth is $182,460, up $21,318 (13.2%) since January 1.
How much am I paying for subscriptions each month?
$143.95 a month across 7 subscriptions. Your YMCA membership is the biggest, at $65.00.
- YMCA$65.0045%
- New York Times$25.0017%
- Netflix$17.9912%
- Spotify$11.998%
- 3 others$23.9717%
Say it, show it, share it.
Talk instead of typing, ask about the bill or statement in front of you, and send a single reply to someone who needs to see it.
It reads your accounts. It can’t move your money.
The assistant sees what your dashboard sees, and nothing more. Your connections stay read‑only, and every change it makes inside Zypper waits for you.
More on privacy and security- No way to move moneyIt has no way to pay, transfer or move money. Your connections are read‑only, through Plaid.
- Asks before it changes anythingBudgets, categories, rules and transactions change only after you approve, and you see the change first.
- Reads only what you can seeYour login decides whose data it reads, never anything typed into the chat.
- Your chats are yoursEach person’s chats are private to them, not shared with the rest of the household. Share a single reply when you choose.
Your money, accounted for.
Connect your banks, cards and brokerages in minutes. Cancel anytime.