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Couples & households

Budgeting together with separate accounts, splitting shared bills, and keeping one picture of the money

Combining money

  • How much personal spending money each partner gets, and how to set it
  • How to combine finances when one of you has debt
  • How to handle money when you move in together
  • How to set up a joint account for shared bills, and what to route through it
  • How to budget as a couple with separate accounts
  • Yours, mine and ours, and the three ways couples combine money

Running the household

  • How do we keep bills paid if the person who handles our money is unavailable?
  • How to divide money tasks between partners so nothing gets dropped
  • How to help a parent manage their money
  • How to manage money with roommates, from shared bills to who pays
  • What to do when your partner doesn't want to budget
  • A monthly money check-in that takes twenty minutes
  • How to share a budget without sharing logins

Shared expenses

  • How do we split rent when one bedroom is bigger?
  • How much money can I afford to give my parents each month?
  • How to plan for living on one income for a while
  • How to settle up shared expenses once a month instead of after every purchase
  • How to split a big shared purchase, like furniture or a car
  • How to track who paid what for shared expenses
  • How to split shared bills fairly when incomes differ
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