Transaction review, referrals, and switching offers

Highlights

Keep track of transactions you've reviewed

You can now turn on Transaction review in preference settings to track which transactions you've checked. Review controls, filters, and bulk actions follow your preference, so you can mark transactions reviewed as you go.

Invite friends and track referrals

You can email invitations or copy your link from referral settings, then follow invitations and signups in Friends you've invited. The redesigned page shows email addresses, waiting statuses, and reward progress, and prevents repeat invitations to the same inbox. You earn referral rewards when a friend's first paid invoice succeeds.

Claim a switching offer when you join

New customers switching from another money app can upload a subscription receipt during onboarding to claim a switching offer.

Improvements

• You can explore finance pages through guided tours and replay them beside page titles or through Help & Support.
• You can switch cash flow months from the appbar with arrow keys; comparisons now exclude the unfinished month and follow your time zone.
• Your linked refunds reduce cash flow spending by default; turn off Net refunds against spending if you prefer to count them as income.
• Your pending transactions now use the categories of earlier matching transactions that posted to inform automatic categorization.
• You can distinguish completed recurring payments in dashboard tiles with Paid badges for expenses and Received badges for income.
• You can now use one-tap sign-in on the login and signup pages.
• Your login and signup pages have a split desktop layout, while sign-in confirmation and error pages use a centered layout.
• You can see Zypper's customer count below the signup button, with legal notices kept in the page footer.
• You can skip the goals and attribution questions during onboarding, and both steps now use consistent two-column choices with shorter phone labels.
• If you join through credit report onboarding, you go from identity verification straight to plan selection, without situation or partner questions.
• You can read feature explanations on the couple plan card, including how invitations, billing, and shared financial management work.
• You now see when an active offer prevents changing billing intervals, and cancellation offers respect the same restrictions.
• You can see which referral or switching offer applies during plan selection, along with offer-specific terms for what happens after your trial.
• Your referral reward is reversed if the qualifying payment is fully refunded or disputed, and the referral stops counting toward your reward cap.
• You can turn off Credit report insights emails in notification settings or reach those settings from the email footer.
• Your feature emails have clearer contrast, illustrations, and status pills; credit report insights emails now preview scores and key insights.
• You can distinguish urgent alerts from informational updates by their email sender display names.
• You see clearer trial dates, status, and actions in sidebar cards, with consistent icons and hover feedback.
• You see more consistent text, icon, and button sizes in app banners and alerts.
• You see consistent headings, spacing, and action footers in referral invitation, verification, and credit report onboarding dialogs.
• Your dashboard's budget rows and recent transactions use more consistent spacing and typography.
• Your payment-success confetti now bursts from the triggering element and stays off when you prefer reduced motion.
• You can type a letter on a closed searchable dropdown to open it and begin searching, or use arrow keys to open it.
• The auto-set preview no longer projects Left-to-Budget; you can check the resulting amount on the budget page after confirming.
• You no longer see the credit-report assistant or suggested follow-up questions on credit reports.

Fixes

• Your connected accounts receive transaction updates and connection-status changes again; accounts affected during the interruption may need a manual sync.
• Your completed account sync no longer switches back to showing an in-progress status until you start another refresh.
• Your transaction edits no longer revert when an older request finishes loading.
• Canceling a recurring-group confirmation now leaves your transaction in its original group instead of saving the change.
• You now see one error message, rather than two, when removing a recurring group fails.
• Your spending overview now lowers its running total when linked refunds exceed charges, instead of adding those refunds as spending.
• Your transactions no longer fail categorization because a group name is used instead of a valid category.
• Your activity timestamps, net worth charts, and account balance charts now use your configured time zone rather than your device's.
• Your credit reports no longer fail because an account or inquiry has an unfamiliar business classification.
• Your referral benefit no longer applies twice when you change billing intervals, and payment confirmation still shows the benefit used.
• You now see trial-expired messaging when the payment at trial end fails, rather than messaging for an ordinary overdue subscription.
• Your screen reader can still identify buttons by their labels while they are loading.
• Tooltips no longer stay open after you click and move the pointer away, while keyboard focus still shows them.
• Your tour cards wait for scrolling to finish, stay within the screen at larger font sizes, and keep highlights visible at panel edges.
• Your focused fields and overlays stay above the phone keyboard, including onboarding's sticky controls, and login pages no longer scroll unnecessarily.
• You now enter each onboarding step at the top on phones, including when navigating backward.
• You return to dashboard sections at the top, or with the selected item in view, instead of retaining an unrelated scroll position.
• Your dashboard charts now appear with the rest of the content instead of arriving afterward and shifting the layout.
• Your referral invitation dialogs now keep rounded bottom corners and wrap long email addresses without clipping them.