Auto balance
by Rook
Last Updated July 19, 2026
Auto balance funds your categories for you
Instead of assigning every category by hand, Auto balance does it in one step from your budget page. It analyzes up to 24 months of transaction history to find recurring income and expenses, combines that with your budget amounts and recent spending, and adjusts your category balances to cover projected spending between now and your next major income (or the end of the month, based on your budget settings). Your Available to Budget money is rebalanced with your spending and savings category balances.
Set budget amounts first
Auto balance works from the budget amounts you've set for your categories. If you haven't set any yet, go to budget settings and set spending targets for your categories first.
Fine-tune afterward
Auto balance is a starting point, not a lock-in. After it runs, adjust any category by hand — see Creating your budget for how assigning works.