# Zypper

> Zypper is a personal finance platform that brings your entire financial life into one place: daily bank syncing, envelope budgeting, spend tracking, net worth tracking, recurring bill and subscription tracking, savings goals, and an AI assistant. Premium plans add credit reports and scores.

Zypper is a consumer subscription product for individuals, couples, and families in the United States. It has no public API and no developer SDK.

Any entry below that lists a Markdown address can be fetched at that address, or by requesting its HTML URL with the header `Accept: text/markdown`.

## Product

- [Zypper](https://zypper.com/): Overview of Zypper: bank syncing, budgeting, spend tracking, net worth, recurring bills, and credit reports in one personal finance platform. Markdown: https://zypper.com/index.md
- [Pricing](https://zypper.com/pricing): Plans and prices for the currently offered Zypper bundle, plus the full list of features included with every plan. Markdown: https://zypper.com/pricing.md

## Company

- [Contact us](https://zypper.com/contact-us): How to reach Zypper support by email, chat, or phone, including the support phone number.
- [Partner program](https://zypper.com/partners): The Zypper partner program for financial professionals, influencers, and entrepreneurs who refer customers for commission.
- [Introducing Zypper](https://zypper.com/news/introducing-zypper): Announcement covering the Zypper rebrand and what stayed the same for existing customers.

## Legal

- [Privacy policy](https://zypper.com/privacy-policy): How Zypper collects, processes, stores, and shares personal and financial data.
- [Terms of use](https://zypper.com/terms-of-use): The terms governing use of Zypper, including subscription, billing, and account terms.

## Help center

Every help article is available as Markdown. Markdown: https://zypper.com/help.md

### Getting started

- [Getting started with Zypper](https://zypper.com/help/getting-started/getting-started-with-zypper.md): What Zypper is, how signup works, and your first steps
- [Inviting your partner or family member](https://zypper.com/help/getting-started/inviting-your-partner-or-family-member.md): How couple plans and billing work, and how to add someone to your household
- [Managing your notifications](https://zypper.com/help/getting-started/managing-your-notifications.md): Controlling which email notifications Zypper sends you
- [Meet Rook, Zypper's AI support agent](https://zypper.com/help/getting-started/meet-rook.md): Who Rook is, what he can help with over chat and email, and how to reach a human teammate
- [Privacy and security at Zypper](https://zypper.com/help/getting-started/privacy-and-security.md): How Zypper protects your data, what we access, and how to control your information
- [Signing in to Zypper](https://zypper.com/help/getting-started/signing-in-to-zypper.md): Signing in with an email link or Google, changing your email address, and fixing common sign-in issues

### Product help & how-to

- [Auto balance](https://zypper.com/help/product-help/auto-balance.md): How auto balance funds your budget categories for you
- [Cash flow](https://zypper.com/help/product-help/cash-flow.md): Seeing income versus spending over time, broken down by category or merchant
- [Creating your budget](https://zypper.com/help/product-help/creating-your-budget.md): How Zypper's envelope budgeting works and how to set up your budget
- [Credit report insights and score recommendations](https://zypper.com/help/product-help/credit-report-insights-and-score-recommendations.md): How Zypper's automatic credit report insights and score improvement recommendations work
- [Credit report refresh schedule](https://zypper.com/help/product-help/credit-report-refresh-schedule.md): Report refresh schedule and why you can't refresh early
- [Customizing categories and groups](https://zypper.com/help/product-help/customizing-categories-and-groups.md): Creating, editing, and organizing categories to match how you spend
- [Excluding transactions from your budget](https://zypper.com/help/product-help/excluding-transactions-from-your-budget.md): Budget impact settings, transfers, and long-term credit card debt
- [Managing and reviewing transactions](https://zypper.com/help/product-help/managing-and-reviewing-transactions.md): Editing, categorizing, searching, and bulk-updating your transactions
- [Net worth tracking](https://zypper.com/help/product-help/net-worth-tracking.md): How Zypper computes and charts your net worth over time
- [Organizing transactions with tags](https://zypper.com/help/product-help/organizing-transactions-with-tags.md): Using tags to label transactions across categories
- [Recurring transactions and bill tracking](https://zypper.com/help/product-help/recurring-transactions-and-bill-tracking.md): How Zypper identifies subscriptions and bills and predicts upcoming payments
- [Splitting and linking transactions](https://zypper.com/help/product-help/splitting-and-linking-transactions.md): Dividing one transaction across categories, and linking transfers between accounts
- [Transaction rules](https://zypper.com/help/product-help/transaction-rules.md): Automatically categorizing and editing transactions as they arrive
- [Troubleshooting credit report loading and identity verification](https://zypper.com/help/product-help/troubleshooting-credit-report-loading-and-identity-verification.md): Troubleshooting report loading errors and bureau identity verification

### Billing & subscriptions

- [Managing your subscription, payment methods, and receipts](https://zypper.com/help/billing/managing-your-subscription-payment-methods-and-receipts.md): Updating your payment method, finding receipts, and managing billing
- [Plans, pricing, and billing](https://zypper.com/help/billing/plans-pricing-and-billing.md): Current plans, what's included in each, monthly vs annual billing, and how to change or cancel your plan
- [Refund policy](https://zypper.com/help/billing/refund-policy.md): When refunds are available on Essentials and credit plans
- [Troubleshooting declined or failed payments](https://zypper.com/help/billing/troubleshooting-declined-or-failed-payments.md): Declined payments, pending charges that disappear, and cards that won't go through

### Financial connectivity

- [Adding newly available accounts](https://zypper.com/help/connectivity/adding-newly-available-accounts.md): What happens when your bank reports new accounts on an existing connection
- [Bank not listed](https://zypper.com/help/connectivity/bank-not-listed.md): What to do when you cannot find your bank or institution in the search
- [Checking connection status and refreshing](https://zypper.com/help/connectivity/checking-connection-status-and-refreshing.md): Where to see the health of your bank connections and how to refresh them
- [Connecting your bank accounts](https://zypper.com/help/connectivity/connecting-your-bank-accounts.md): How to link your financial accounts to Zypper, and how syncing works
- [Editing and removing accounts](https://zypper.com/help/connectivity/editing-and-removing-accounts.md): Renaming accounts, controlling budget inclusion, and the difference between removing an account and a connection
- [Fixing an expired or broken connection](https://zypper.com/help/connectivity/fixing-an-expired-or-broken-connection.md): Reconnecting a bank whose login expired or stopped syncing
- [Manual accounts](https://zypper.com/help/connectivity/manual-accounts.md): Tracking accounts and assets by hand when a live connection is not available
- [Missing or delayed transactions](https://zypper.com/help/connectivity/missing-or-delayed-transactions.md): Why a transaction may not have appeared yet and how to get current data
- [Supported account types](https://zypper.com/help/connectivity/supported-account-types.md): The kinds of financial accounts you can connect or track in Zypper

### News & announcements

- [Introducing Zypper](https://zypper.com/help/news/introducing-zypper.md): Our product has a new name — same account, same features, Zypper

### Financial professionals

- [Zypper for advisors and financial professionals](https://zypper.com/help/advisors/zypper-for-advisors-and-financial-professionals.md): The Zypper partner program for advisors, professionals, and creators